Carl had his Cat Scan this morning and we were told that it was going to be 352...ouch. But we thought to ourselves..."wow 352 really is that bad." So we asked if we could pay 100 now and talk to the financial advisor about making monthly payments. Carl went and had his scan done which took a whole 5mins and then we went to talk to the counselor.
When we get to the office she tells us that the scan itself is 3500 dollars the 352 was just our upfront co-pay and that our insurance 1500 deductible had not yet been met for the year. And that they would probably be billing us about 1100 dollars which we can split up into 6month payments but that they also have a 120day policy for billing so she couldn't promise us that they wouldn't send our amount due to collections.
Carl and I left the hospital feeling grateful that we don't have to pay the full 3500 amount. But also feeling like 1100 dollars for a 5min test that would probably just show that he was healthy wasn't really worth it.
The counselor said to us before we left, "i hope your test turns out well." While Carl and I are unanimously thinking..."I hope it doesn't because if it does we just waisted a lot of money."
Of course though about 10mins into a drive home we start to try not to be so pestimistic and down cast over the money and tell each other that if the test does show everything is okay then that means we don't need to spend even more money...while if it shows that it isn't okay we may feel like our money went to good use but we would have to pay more money still.
Is it strange to feel like there are multiple sides to every card that we are given? And what side is the best side to focus on?
Last year this time we were told that he would have to have a biopsy done on his mouth, which turned out just fine. This year it's cystic fibrosis...what will next year be?
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